Three Great Options for You

Want a no-monthly-fee Checking Account? Then you might like our Basic Checking Account with e-Statements.

Do you like saving money when you shop and benefits like cell phone protection and roadside assistance? The Plus Checking Account is where you want to look.

Maybe you always keep a good amount of money in your Checking Account and want to earn a little interest on it (while also getting the Plus account benefits). That means our Premium Checking Account is right for you.

A minimum deposit of $50 is needed to open a Checking Account. $500 is recommended for the Premium Checking Account to avoid the monthly fee. Free checks available for members age 20 and younger or 60 and older.

OverDraft Coverage

Learn how you can protect your checking account from overdrafts and avoid declined transactions.

ODP Checking Account
Checking account comparisson
Feature Category Premium Checking Plus Checking Basic Checking
Account Description Do you maintain a minimum balance of $500 in your account? Do you have a cell phone and look for deals when you shop? Do you want a free checking account with e-statements?
Banking Tools Online, Mobile, Bill Pay, Debit, e-Statements Online, Mobile, Bill Pay, Debit, e-Statements Online, Mobile, Bill Pay, Debit, e-Statements
BaZing Savings Local discounts and national retailer deals to save you money on shopping, dining, travel, and more. Local discounts and national retailer deals to save you money on shopping, dining, travel, and more.
Cell Phone Protection1,2 Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen. Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.
ID Theft Aid1,2 Includes payment card fraud resolution, $2,500 in personal identity theft benefit, and identity restoration. Includes payment card fraud resolution, $2,500 in personal identity theft benefit, and identity restoration.
Roadside Assistance Available 24/7 and free to use, up to $80 in service charges. Available 24/7 and free to use, up to $80 in service charges.
$10,000 Travel AD&D1 Peace of mind for the unexpected. Peace of mind for the unexpected.
Health Savings Card Save money on prescriptions, eye exams, frames, lenses, and hearing services. Save money on prescriptions, eye exams, frames, lenses, and hearing services.
Money Orders Unlimited free money orders at any branch. Unlimited free money orders at any branch.
Gift Card Fees No fee purchasing gift cards. No fee purchasing gift cards.
ATM Fee Rebate Rebate of ATM Fees up to $15 per month (includes our fee and foreign or non Alliance One network ATM fee).
Disclosures Maintain a $500 minimum balance and the $7 monthly fee is waived.
  • Earn 1.50% APY** (up to $10,000) when all three monthly qualifications are met:
  • At least 15 debit card purchases
  • Direct deposit
  • Enrolled in e-statements
 Only $5 per month.* No monthly fee with e-statements.

1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.

Order Checks

Money Market

Our Money Market Account gives you a higher dividend rate than a traditional Savings Account without tying up your money in a certificate. You can also receive the ease of access of a Checking Account if you wish to order checks for this account.

Account Requirements:

  • $1,000 minimum balance must be maintained at all times to earn dividends.

  • Account balances falling below $1,000 may have a $10 draft service fee charged on the last day of the month.

  • Minimum withdrawal amount $250.

  • Maximum 6 withdrawals per month permitted.

  • Excess withdrawals (7+) may be charged a $10 fee per withdrawal.

  • Accounts closed prior to the end of the month will forfeit accrued dividends.

  • See our Terms and Conditions Disclosure and Money Market Rate sheet for more information.

You’ll receive a monthly dividend paid the last day of each month based on your account balance. Dividend rates may change weekly. We’ll send you a monthly statement showing all account balances and activity.

Remote Deposit Check (RDC)

Please ask for access on your next in-branch visit.